The Fire Safety Reinsurance Facility is a necessary short-term intervention, but for sustainable risk management, the insurance industry needs a definitive solution. That solution is comprehensive, compliant fire safety remediation.
We help insurers transition buildings from high-risk liabilities to standard, insurable assets.
Why Partner With TP Construction
We are not general contractors; we are fire safety remediation specialists. Our deep expertise in complex, multi-occupancy projects ensures that the work is not only completed efficiently but is executed specifically to satisfy the stringent requirements of regulators and, crucially, the insurance market.
Our Documentation-First Approach sets us apart. We understand that from an underwriter’s perspective, the paperwork is as vital as the construction. Our project handover prioritizes the auditable records, compliance certifications, and risk assessment reports needed for underwriters to formally recognize the reduced risk profile and implement lasting premium stability. This commitment to compliance and data integrity makes us the ideal partner for the future of building insurance.
Partner with the Experts Who Are Fixing the Core Problem
Contact our dedicated partnership team today to discuss a strategic remediation programme for your high-risk portfolio and secure a safer future for your insured properties.
The Long-Term Solution: Cladding Remediation, Not Reinsurance
We understand that to reduce your capital exposure and accurately price risk, underwriters require verifiable, tangible proof that fire safety risks have been eliminated. The market insight is clear and forms the foundation of our partnership model:
“Insurability Improvement: Remediation work—fixing the cladding—is the main solution to reduce the fire risk and, consequently, lower insurance premiums in the long term. Insurers require detailed fire safety information (like a Fire Risk Assessment of External Walls, or FRAEW) to accurately assess the risk and price their policies.”
Our process is meticulously aligned with the needs of major insurers, helping you actively manage and improve the risk profile of your multi-occupancy portfolio.
| Insurer Challenge | Our Remediation Solution | Direct Impact on Your Business |
| High Claims Exposure & Risk | Full-scope cladding and fire system remediation that permanently eliminates the core fire risk factors. | Lower Risk Capital: Reduces your exposure to catastrophic fire claims, supporting a move away from high-deductible policies and enabling substantial, long-term premium reductions for your clients. |
| Requirement for Detailed Data | We provide robust, post-remediation documentation, actively supporting the commissioning and delivery of the critical Fire Risk Assessment of External Walls (FRAEW). | Precise Pricing: Enables accurate underwriting and risk modelling. The FRAEW certificate is the recognised pathway for a building to exit the highest insurance bands. |
| Market Capacity Constraints | By moving buildings from “high-risk” to “standard-risk” status upon remediation completion, we eliminate the need for temporary risk spreading. | Increased Capacity: Frees up capital and underwriting capacity previously tied up in expensive reinsurance or layered policies, allowing you to deploy resources more effectively across new business. |
| Stakeholder Confidence | Deliver a clear, professional, and compliant path to a safe building for all stakeholders. | Enhanced Reputation: Positions your firm as a proactive, solutions-oriented insurer, fostering better relationships with managing agents and building owners. |